The Benefits of Dog Health Insurance
Dog health insurance is like every other insurance, designed to offer protection. With a sick dog, the owners must have cash to pay veterinarian bills. If a dog suffers a serious injury or illness and the owner is unable to cover the bills it could have devastating consequences. By having insurance a dog owner can relax knowing should the need arise you can cover those unexpected vet bills.
A trip to the veterinary ER can easily be in excess of $1000. This is way cheaper than in Kenya, where the average cost is $300. By the way, did you know you can get cheap flights from Nairobi to Mombasa online?
Tests and treatments are costly. When you have insurance 80% to 90% of the bills will be covered without eating away your savings.
When dog owners are looking at pet insurance, there are many questions that arise. You can find many of these answer online by searching dog health insurance cost, how much is dog health insurance, pet health insurance, and other similar phrases. Rates will vary depending on the company that is offering the insurance.
It’s important that you compare rates and coverage because there is a significant difference in both. Rates for purebred dogs are actually often higher than for mixed breeds. That is because purebred dogs are susceptible to genetic problems such as luxating patella, hip dysplasia, or cherry eye. Many of these conditions are life threatening, and almost always extremely expense to treat.
Dog insurance can cost as little as $10 a month or as much as a $100 a month depending on what health insurance plan you choose. Some plans are so complex they include maintenance such as vaccinations, teeth cleaning, etc. Other plans cover only accidents. Then there are all the plans in-between.
The focus is to find the plan that fits the needs of the pet owner and their budget. Premiums can be reduced by choosing a higher deductible, an option many pet owners take. In this manner, they can afford better insurance.
The best time for a pet owner to buy pet insurance is when the dog is a puppy before they develop any health conditions. Once health conditions have arisen, most insurers will exempt that particular illness or condition. By purchasing the insurance when the dog is a puppy, you will not have to worry about pre-existing condition exemptions.
Most pet health insurance requires you to pay your veterinarian bill up front after treatment. Then you fax or mail the itemized claim form to the pet insurance office. Many vets will actually fax the form for you. You should receive your refund within 14 business days. Some insurers are now offering direct deposit into your bank account, which can cut the payout time down to less than a week, a handy option when available.
Pet insurance will cover the costs associated with making a diagnosis (of course, using a vet stethoscope), any necessary surgery, hospital stays, treatments for cancer including chemotherapy, and even some alternative treatments. There are no networks. You are allowed to visit any veterinarian you wish to.
The well-kept secret of pet insurance is no longer such a secret. More and more pet owners are making the wise decision to invest in dog health insurance.
Sources Mentioned:
http://www.crestminassoc.org/choosing-dog-insurance/
https://www.nurselly.com/best-veterinary-stethoscope/
A trip to the veterinary ER can easily be in excess of $1000. This is way cheaper than in Kenya, where the average cost is $300. By the way, did you know you can get cheap flights from Nairobi to Mombasa online?
Tests and treatments are costly. When you have insurance 80% to 90% of the bills will be covered without eating away your savings.
When dog owners are looking at pet insurance, there are many questions that arise. You can find many of these answer online by searching dog health insurance cost, how much is dog health insurance, pet health insurance, and other similar phrases. Rates will vary depending on the company that is offering the insurance.
It’s important that you compare rates and coverage because there is a significant difference in both. Rates for purebred dogs are actually often higher than for mixed breeds. That is because purebred dogs are susceptible to genetic problems such as luxating patella, hip dysplasia, or cherry eye. Many of these conditions are life threatening, and almost always extremely expense to treat.
Choosing Dog Health Insurance
Dog insurance can cost as little as $10 a month or as much as a $100 a month depending on what health insurance plan you choose. Some plans are so complex they include maintenance such as vaccinations, teeth cleaning, etc. Other plans cover only accidents. Then there are all the plans in-between.
The focus is to find the plan that fits the needs of the pet owner and their budget. Premiums can be reduced by choosing a higher deductible, an option many pet owners take. In this manner, they can afford better insurance.
Most pet health insurance requires you to pay your veterinarian bill up front after treatment. Then you fax or mail the itemized claim form to the pet insurance office. Many vets will actually fax the form for you. You should receive your refund within 14 business days. Some insurers are now offering direct deposit into your bank account, which can cut the payout time down to less than a week, a handy option when available.
Pet insurance will cover the costs associated with making a diagnosis (of course, using a vet stethoscope), any necessary surgery, hospital stays, treatments for cancer including chemotherapy, and even some alternative treatments. There are no networks. You are allowed to visit any veterinarian you wish to.
The well-kept secret of pet insurance is no longer such a secret. More and more pet owners are making the wise decision to invest in dog health insurance.
Sources Mentioned:
http://www.crestminassoc.org/choosing-dog-insurance/
https://www.nurselly.com/best-veterinary-stethoscope/
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